Sample result

What the Benchmark hands back

One company, twelve answers, seven handoff scores.

The company below is illustrative. The arithmetic is not. Every score on this page came out of the same engine that scores your answers, run against the answer set shown at the bottom. Nothing here is an industry average, because those do not publish until September 30, 2026.

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The company

Illustrative: industrial components manufacturer

Revenue

$175M

Standard terms

Net 30

Reported DSO

About 40 days

Not a client. Not a composite of clients. An answer set chosen to show what a mid-range result looks like, because a perfect score and a disaster both teach you less.

Cash Velocity Benchmark result

69/100

Working, with leaks

Two or three handoffs are absorbing days that a focused project could recover.

The seven handoffs

01 Delivery to billable event 100
02 Billable event to invoice 33
03 Invoice to customer receipt 33
04 Receipt to approval 100
05 Approval to payment run 67
06 Payment to cash applied 100
07 Exception to resolution 67

Where the days are going

02

Billable event to invoice

scored 33 of 100

03

Invoice to customer receipt

scored 33 of 100

Days sitting inside your own process

3.1 days

This company reported a DSO of about 40 days on 30-day terms, which is 10 days above terms. Its handoff scores suggest roughly 3.1 of those days sit inside its own process.

What those days hold

$1.5M

3.1 days of revenue at $175M a year. This is cash currently sitting in receivables, so recovering it is a one-time working capital release, not an annual saving. Say so to your CFO in those words.

The remaining 6.9 days above terms are attributed to customer payment behavior rather than internal process, which is a different problem with different fixes.

How to read this one

The score is 69, not because collections is bad, but because handoffs 02 and 03 are pulling a weighted average down while everything around them is clean. Cash application is at 100. Exception ownership is fine. Customer-side visibility is fine.

Handoff 02 scored 33 because invoice assembly touches three or more systems and takes four to seven days. Handoff 03 scored 33 because a person keys invoices into customer portals by hand.

That is a specific, small, unglamorous project. Fix invoice assembly and portal submission and roughly 3 days come back. Nobody needs to replace an ERP.

This is the pattern worth noticing. The two weakest handoffs sit before the invoice ever reaches an approver, and neither one belongs to collections. A project aimed at collections would have moved neither number.

What this page will not do

  • No industry averages. Cohort percentiles publish September 30, 2026, once there are enough responses to report honestly. Until then the Benchmark scores you against the instrument, not against a peer group.
  • No claim that this company is typical. It is one answer set, picked to be mid-range.
  • No dollar figure that is not just arithmetic. Revenue divided by 365, multiplied by days. You can check it on a napkin.

The twelve answers behind the score

Nine scored questions plus three context inputs. Each scored answer is worth 0 to 3 points. Handoff 05 is scored from days above terms rather than from a question.

Context inputs

ctx Annual revenue $100M to $250M —
ctx Current DSO 35 to 45 days —
ctx Standard payment terms Net 30 —

Scored questions

01 When work is delivered or a shipment goes out, how does it become billable? Automatically, the moment the system records delivery 3 of 3
02 How many systems or files does someone touch to assemble a typical invoice? Three or more 1 of 3
02 Typical days from delivery to invoice issued Four to seven days 1 of 3
03 How do most invoices reach your customers? A person keys them into customer portals 1 of 3
04 Do you know when an invoice has been received and entered on the customer side? Yes, we get confirmation or portal status 3 of 3
06 What share of incoming payments auto-match to open invoices? More than 90% 3 of 3
07 What share of invoices hit a dispute, short pay, or exception? 2% to 5% 2 of 3
07 When an exception lands, who owns it and how fast does it clear? A named owner, clears within two weeks 2 of 3
07 How does collections decide who to call first each morning? Aging buckets, largest balance first 2 of 3

Your numbers will be different

Twelve questions. About six minutes. No call required and no report gate.

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