Your cash is stuck in invoices.
We unstick it.
Cash velocity and financial operations consulting for mid-market operators — manufacturers, distributors, and service businesses running $5M–$250M in revenue.
The Margin Compression You're Fighting
Revenue Leakage
Net 30 becomes Net 60+. Late fees go uncollected. Cash sits in invoices instead of working capital. Each day of delay costs you carrying capacity and growth investment.
Labor Cost Escalation
Manual financial processes require expensive FTEs. Exception handling eats productivity. You can't scale the back office without linear headcount growth — your competitors can.
Competitive Disadvantage
Competitors run leaner finance ops. Their cash cycles are faster. Their cost structures are lower. Manual processes are becoming a valuation discount.
How We Help
For Operators
We diagnose and fix the infrastructure behind your billing, collections, and payment acceptance — so cash moves faster and your team stops chasing it.
View Services →For Fintech Companies
We know your buyer because we advise them. Product positioning, GTM strategy, and sales enablement grounded in 20+ years of domain expertise.
Learn More →Industries We Serve
Manufacturing & Distribution
Invoice-based businesses with Net 30+ terms, manual AP/AR processes, and complex vendor relationships. Optimize cash velocity and eliminate billing friction.
Manufacturing Services →Healthcare Services
Revenue cycle management for orthodontics, behavioral health, and specialty practices. Multi-year treatment plans, insurance workflows, patient payment coordination.
Healthcare RCM →Industry Partners
Product positioning, GTM strategy, and commercial diligence for fintechs and investors. We advise the mid-market operators you're trying to reach.
Industry Partners →Eliminate Manual Exception Handling
Your finance team shouldn't be chasing invoices, reconciling disputes, or manually triaging vendor issues. We redesign financial operations so intelligent systems handle the repetitive decisions — and your team handles judgment.
AR Exception Resolution
Auto-classify disputes. Draft collection emails. Predict payment delays. Escalate intelligently.
Clear ROI. CFOs understand immediately.
AP Automation Intelligence
Detect duplicate invoices. Automate vendor onboarding. Optimize payment timing. Extract contract terms.
Risk reduction + labor savings.
Finance Ops Intelligence
Cash forecasting. Working capital diagnostics. Variance explanation. Board deck drafts.
Operating leverage without headcount.
The result: Margin expansion through cost compression. Your team focuses on strategy, not spreadsheets.
See Where You're Losing Efficiency →20+ Years in B2B Payments & Financial Operations
Founded PayStream Advisors — the leading research and advisory firm in AP automation and B2B payments — and ran it for 15 years before a successful exit. Since then: product leadership at Paymentus and Corpay, and now Streamtech Advisors.
About Henry Ijams →Latest Thinking
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Ready to accelerate your cash cycle?
Start with a free Cash Velocity Checkup — a 20-minute diagnostic of where cash is leaking in your billing-to-collection process.
Get Your Checkup →